Premium Financed Life Insurance
How Affluent Families Use Bank Capital to Protect and Transfer Wealth
How affluent families may use bank financing to preserve liquidity while planning for estate, legacy, and business-continuity needs.
Wealth Management
in Westlake Village
Through strategic financial planning and tax optimization for successful individuals, business owners, and entrepreneurs with $1 million+ in investable assets.
When it comes to your wealth, don’t settle for “good.”
At Palm Coast, we provide strategic guidance to optimize every facet of your financial life. By giving you clarity about where you are, where you want to go, and what opportunities are on the table, we help you prioritize your goals and develop a comprehensive plan that maximizes your potential and takes you to the next level. With our detailed and personalized approach, we ensure you’re taken care of today and in the future, so you can let go of worry and live life to the fullest.
Explore: holistic financial planning, integrated wealth management, and our Westlake Village office.
Thorough
We dive deep into the details because we know that even small adjustments can make a big difference in the long run.
Reliable
We make a point to be available for you, responding in a timely manner whenever you have questions or need support.
Sensible
We don’t sway with the winds of change; we provide consistent, time-tested advice you can trust in every season.
Simple. Relatable. Effective.
Your financial world may be complicated, but planning shouldn’t be. We’re in this business because we genuinely care about your well-being, so we have intentionally created a personal approach to get to the root of what’s important to you. We dig through all the details and provide practical, real-world advice that gives you clarity about your options and opportunities.
Because You Deserve the Best
As an independent practice, we have the freedom to choose financial products and solutions that best support you and your goals. We act as a fiduciary advisor, meaning that everything we do is to further your best interest. Period. And as a CERTIFIED FINANCIAL PLANNER™ (CFP®), Certified Exit Planning Advisor (CEPA®), and Certified in Blockchain and Digital Assets (CBDA™), we bring a wider range of knowledge that allows us to manage your wealth at the highest level.
The process
Three steps to a coordinated plan
Getting started is straightforward. The first conversation is complimentary, and you decide what happens next.
01
Start the conversation
Tell us what you are trying to coordinate. The initial consultation is complimentary, and it is a conversation rather than a sales pitch.
02
Get a full financial assessment
We examine every part of your financial world, then give you a diagnostic report of what is working, what is not, and what we recommend changing.
03
Decide with clarity
You have the power to make informed decisions. Hire Palm Coast to do the work, or take the assessment and choose someone else. It is completely up to you.
Expertise
What we help you coordinate
Our goal is to help you maximize your financial potential, so we provide holistic guidance that addresses every facet of your financial world. From insurance to tax strategies, we’ll assess every detail in relation to your goals and help you develop a comprehensive plan that supports your vision of a fulfilling life.
Advanced planning
Premium Financed Life Insurance
For high-net-worth families, entrepreneurs, and business owners after a major liquidity event, premium financed life insurance can be a way to evaluate substantial life insurance coverage without immediately redirecting large amounts of personal capital away from the portfolio.
This is a sophisticated strategy, not a product shortcut. The policy design, lending terms, collateral, estate plan, and broader financial picture all need to work together. These articles explain when the conversation may be relevant and what risks should be reviewed.
Financial planning and wealth management in Westlake Village
Palm Coast Wealth Management works with successful individuals, business owners, and entrepreneurs with $1 million+ in investable assets who want a more organized financial life.
We coordinate financial planning, investment management, retirement income, estate and legacy planning, insurance, tax-aware strategies, and workplace benefits in one place, so you can see where you stand, where you are heading, and which opportunities deserve attention.
Services are provided under the name Palm Coast Wealth Management, a dba OneSeven, a registered investment adviser.
A good fit for Palm Coast Wealth
- People with growing complexity who want a coordinated plan instead of isolated financial decisions.
- Pre-retirees and retirees evaluating income, investment, insurance, tax, and legacy considerations.
- Business owners and professionals who want help organizing personal and workplace financial decisions.
- Families who value education, clear explanations, and a long-term advisory relationship.
Insights
Recent planning articles
Retirement Planning
What to Organize Before You Retire
A practical retirement planning guide for Westlake Village and Conejo Valley families, covering income, taxes, investments, risk, and estate coordination.
Business Owner Planning
Wealth Management for Westlake Village Business Owners: Planning Beyond the Company
Wealth planning guidance for Westlake Village business owners coordinating liquidity, diversification, retirement, taxes, succession, and legacy decisions.
Bring the moving parts into one conversation.
Decisions made in separate places can work against each other.
Use the secure meeting form to tell Palm Coast what you are coordinating. Do not include account numbers or other sensitive financial information.